Many people think that life insurance is only for those with families. While it is true that life insurance can help provide for the needs of dependents when you pass away, it's also important for someone starting out--or for someone who's starting over.

The AARP Life Insurance Program from New York Life Insurance Company offers affordable whole and term life plans designed exclusively for AARP members. Coverage amounts range from $2,500 to $50,000. An industry leader since 1845, New York Life has consistently received among the highest ratings for financial strength from the leading independent rating services: A.M. Best, Fitch, Standard & Poor's, and Moody's Investors Service. AARP's Long-Term Care Insurance Plan helps protect your savings and preserve your personal freedom to choose where and how you receive long-term care services.

It helps pay for home care, whether provided by family and friends or through professional home care organizations. It also helps cover care received in Adult Day Care, Assisted Living Facilities, and Nursing Homes. With a flexible product design, you can structure a plan that's right for you and meets your specific needs and budget. In a time when people are increasingly worried about providing care services for themselves, their spouses or other family members, AARP Long-Term Care Plans are designed to help take the worry out of long-term care planning. AARP's Long-Term Care Plan is underwritten by Metropolitan Life Insurance Company of New York, and is the only long-term care insurance plan with the AARP name and with benefits recommended by AARP members.

This group life insurance has been developed by New York Life specifically to help AARP members protect their families. Term as well as permanent coverage is available. Products feature a wide choice of benefit amounts, affordable premiums, coverage for spouses and special benefits that may not be available elsewhere. Plus, it's easy to qualify; there is no physical exam.

Finance For Families

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