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U.S. Financial Life insurance is a member of the MONY family of companies, which became wholly owned subsidiaries of AXA Financial, Inc. On July 8, 2004, U.S. Financial Life Insurance Company became a subsidiary of AXA Financial. Today, AXA has operations in over 50 countries, with U.S. Financial Life Insurance as one of their fastest growing companies. Their method of applicant evaluation called Clinical Underwriting using the latest medical literature to take each client’s case into in-depth consideration, which is a part of their success. This process, and the exponential growth it promoted, helped the company to achieve an A+ rating from AM Best, putting it into the “ Superior” class of life insurance companies. According to A.M. Best, U.S. Financial Life's culture is grounded in the highest ethical standards and is recognized for integrity in dealing with customers and prospective customers.

US Financial is a member of IMSA, a voluntary association promoting ethical practices in the life insurance industry, U.S. Financial Life adheres to a strict ethical code, so customers can be sure they are dealt with according to the very highest standards of honesty and fair play. US Financial offers life insurance plans like Utilizing their method of Clinical Underwriting and is able to determine the needs of each individual client, and their broad spectrum of products ensures that they can provide the perfectly suited policy to address those needs.

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